Borrow & Lend Money, Interest-Free
Join Africa's largest peer-to-peer lending platform. Access quick loans, save with Ajo groups, and manage your finances—all in one place.
Everything You Need to
Manage Your Finances
From peer-to-peer lending to group savings, we've got all your financial needs covered
Get Started in 4 Simple Steps
From signup to your first loan, the process is quick and straightforward
01
Sign Up Free
Create your account in minutes. No hidden fees, no credit card required.
02
Verify Your Identity
Quick KYC process to keep the platform safe and trustworthy for everyone.
03
Request or Give Loans
Borrow money interest-free or help others by lending. Build your credit score.
04
Grow Together
Join Ajo groups, earn rewards, and achieve your financial goals with community support.
Financial Tools Built for Africa
Comprehensive solutions for lending, saving, and managing your money
Peer-to-Peer Loans
Borrow up to ₦500,000 interest-free from your community. Quick approval, flexible repayment, and build your credit score with every transaction.
Interest-free lending
Instant approval within 24 hours
Flexible repayment terms
Build your credit score
Rental Deposit Escrow
Secure holding service for rental security deposits. Protecting both landlords and tenants, earning interest while held, with fair arbitration for disputes.
Secure deposit protection
Earn interest on deposits
Automated release process
Fair dispute resolution
Pay on Delivery Escrow
Safe marketplace transactions. Buyer payment held securely until delivery is confirmed. Full protection against fraud for both buyers and sellers.
Buyer & seller protection
Payment held until delivery
Integrated delivery tracking
Professional dispute resolution
Trusted by Thousands Across Africa
50K+
Active Users
₦2.5B+
Loans Disbursed
98%
Repayment Rate
15K+
Ajo Groups
4.9/5
User Rating
24/7
Support Available
Your Security is Our Priority
Advanced security measures to protect your money and data
Bank-Grade Security
256-bit SSL encryption for all transactions
Two-Factor Authentication
Extra layer of account protection
CBN Licensed
Regulated by Central Bank of Nigeria
Data Privacy
NDPR compliant data protection
CBN Licensed
ISO 27001 Certified
PCI DSS Compliant
Ready to Transform Your Financial Future?
Join thousands of Africans building wealth through interest-free lending and community savings
No hidden fees
0% interest loans
Instant approval
24/7 support
50,000+
Happy Users
₦2.5B+
Disbursed
4.9/5
User Rating